KapitalTech offers secured and unsecured business loans with customized loan repayments to suit the needs of its MSME customers. Our customers can choose from various options like collateral free, short terms loans or rolling working capital loans or long-term loans against property.These loans are tailor-made to each customer segment and are aligned to the underlying cash flows of these businesses. We see beyond the 'perceived risk' tag that traditional financing channels have assigned these deserving businesses, by way of our highly researched and unique proprietary underwriting methodology.
Kapitaltech is committed to deliver financing to customers with a combination of superior underwriting frameworks, lightning fast speeds, hassle free documentation and truly customer-centric processes that deliver a visibly high standard of customer delight with a 'WOW' factor.
We were unable to raise funds from traditional lending channels due to their stringent lending norms.UPF honoured our business vintage and funded our inventory buying plan.
I needed a short term loan to stock up more due to high seasonal demand. UPF disbursed the loan in 4 days !
UPF valued our turnover growth and doubled the loan amount at renewal.
I had less than 12 months of documented business vintage. With UPF's simplified documentation they could fund me.
I wanted flexibility on loan repayment and UPF was able to match the frequency of repayment to my cash flow.
We needed funds urgently to buy discounted stock. UPF expedited the loan process and funded us in 48 Hrs.
It was difficult to avail unsecured business loan with no credit history.
UPF renewed our loan thrice in the past 12 months. Each in 24 Hrs with a higher amount every time.
I wanted to limit my repayment outflow. UPF tailored repayment to match my desired outflow keeping my loan amount unchanged.
My credit score was impaired due to faulty reporting. UPF looked beyond this and funded our business strength
I needed funds in 2 days to pay the deposit on a new distributorship UPF accelerated the appraisal process and funded me in 24 Hrs.