Job Description : Credit Analyst/ Underwriter
Education Qualification : Any Graduate
Preferred Industry Experience : Bank / NBFC In Retail Assets (Unsecured) / Similar Industry Experience.
Desired Experience : Relevant Experience Of 3-6years.
  • Credit appraisal and underwriting of unsecured business loan deals.
  • Scrutiny of Loan documents and Bank documents provided by client.
  • Timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality.
  • Planning, coordination and control on underwriting decisioning on lending proposals.
  • Personal decision with customers to obtain additional credit information to support credit lines.
  • Develop processes and procedures for evaluating customer financials and setting and changing credit lines/limits.
  • Work collaboratively with team members to drive deals to successful funding and closure.
  • Analyze delinquent accounts and prepare report on highest risk accounts including recommendations for resolution.
  • Implement effective Risk Monitoring mechanism with existing clients.
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